This short message is sent from a Nokia 6110 and contains a picture

This is an OTA (On The Air) bitmap.
Its documentation is downloadable from Forum Nokia. Follow the "Messaging" -> "Smart Messaging" links.

PDU
type 		44 RP:0 (no reply path)
UDHI:1 (UD begins with a header)
SRI:0 (no status report will be returned)
MMS:1 (no more messages)
MTI:00 (SMS-deliver)
OA 0B
91
6302752852F1 		length:11 digit
type: international,E.164/E.163
number: 36 20 5782251
PID 00 PDU content: short message
DCS F5 data coding: 8 bit
message class: 1
SCTS 991012
114343
40 		date: 99/01/21
time: 11:34:34
timezone: GMT+1
UDL 89 137 octets
UD UDH 06
05
04
1583
1583 		length of header: 6 octets
information element type: NBS port addressing
information element length: 4 octets
destination port: CLI icon
source port: CLI icon
O
T
A

b
i
t
m
a
p 		h
d
r 		00
 
48
0E
01 		infofield: last octet, no compression,
  no palette, 8 bit, 0 animated icons
width: 72 pixel
height: 14 pixel
depth: 1 ?
i
m
a
g
e

d
a
t
a
 3FF00110005B0001E8
7FF802A801A500021C
3FF80C470101000408
7FF808010081001C04
3FF008150081001304
7E10183F0058803A84
7DF030490064802C9C
7E501855002D80473C
3AD0082A8058404218
39B005010060C04930
105005BE0042203220
1A1007620046600C40
09E001BB003B900840
042000960001080EA0